Total Benefit Systems
Company Payroll Cards with Direct Deposit
Services and Complete Payroll Services.

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TBS Offer

 

Payroll Card Types

Company Payroll Cards
Direct Deposit
Payroll Services

 

Questions Answered in FAQ

What is Direct Deposit?

What exactly is a Payroll Card?

How safe are Payroll Cards?

What is UNBANKED?

Where can my employee use his card?

 

 


 

Is everyone approved?

Credit is not an issue so all applicants will receive a payroll card as long as they meet the Federal ID requirements describe here below:

* The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Every recipient of a payroll card will be asked to provide their name, address, date of birth, and other information that will allow us to identify them.  They may also be asked to provide documentation as proof of identification. Any reference to “100% Approval” and “No one is Turned Down” is contingent upon successfully passing this mandatory identification confirmation.



FAQ

Company Payroll Cards are Debit Cards.  Debit Payroll cards are a simple payroll tool used by employers to reduce much of the costs and hassles common in large payroll structures.

What is a company payroll card?
Now you can satisfy all of your employees, both banked and unbanked, in a single payroll file without ever having to set up a single cardholder bank account. Whether your company sends 1 or 10,000 transactions, funds are available to your employees or independent contractors in 24 hours and in any denomination.

TBS' company payroll card program offers a unique system that would allow you to use direct deposit for all of your employees or just the employees who do not have a banking relationship. As a result, you can now cut the cost of payroll check processing - an average of $48 per person, per year according to a 1999 payroll study.

All of your employees, regardless of financial status, can enjoy the benefits of our bank payroll card. * Guaranteed 100% Approval.  However, an identity check and verification must occur. There is no need to be qualified for a credit card or checking account. SEE "Is Everyone Approved?" in left column.

TBS' company payroll card is a debit card designed for the millions of un-banked throughout the US, the 95 million non-credit card population, and those people that are not U.S. Citizens but have a permanent U.S. residency.  Specializing in empowering and getting people into the financial mainstream, more than 100 million consumers.

TBS' company payroll card serves as the employee's paycheck, allowing you to convert your current payroll checks to direct deposit transactions. The card issued
to your employee is funded by your direct deposit. Not only will your company save money, but your employees will also avoid check cashing fees and the insecurity of carrying cash.

Each participant will receive a payroll debit card, which serves as their paycheck.

USE: Cardholders can purchase goods and services, online and with over 21,000,000 merchants worldwide as well as access cash worldwide at over 900,000 ATMs. Their cash is available to them 24 hours a day, 7 days a week.

Your employees can enjoy the Banking services they want without the banking hassle.

TBS' company payroll card is designed to allow all consumers access to a checking account regardless of their credit history.


ATM Debit Cards
Branded Payroll Cards
Custom Payroll Cards
Global World Cards
Prepaid Visa Payroll Cards

Payroll Card Benefits

Employer Saves Cost & Time
Increased Employee Productivity
Increased Employee Satisfaction
Increased Loyalty and Moral

Employees Like Direct Deposit
Employees Like Payroll Cards


No More Lost Checks
(Four million payroll checks are lost or stolen every year. Generating replacement check costs for employers an average
of $12 per check or $48 million.)

Eliminates Check Cashing Fees

Educating the consumer:
 

Is everyone approved?

Credit is not an issue so all applicants will receive a payroll card as long as they meet the Federal ID requirements describe here below:

* The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Every recipient of a payroll card will be asked to provide their name, address, date of birth, and other information that will allow us to identify them.  They may also be asked to provide documentation as proof of identification. Any reference to “100% Approval” and “No one is Turned Down” is contingent upon successfully passing this mandatory identification confirmation.


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