Total Benefit Systems
Company Payroll Cards with Direct Deposit
Services and Complete Payroll Services.

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TBS Offer

 

Payroll Card Types

Company Payroll Cards
Direct Deposit
Payroll Services

 

Questions Answered in FAQ

What is Direct Deposit?

What exactly is a Payroll Card?

How safe are Payroll Cards?

What is UNBANKED?

Where can my employee use his card?

Do employees want Payroll Cards?




 

Is everyone approved?

Credit is not an issue so all applicants will receive a payroll card as long as they meet the Federal ID requirements describe here below:

* The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Every recipient of a payroll card will be asked to provide their name, address, date of birth, and other information that will allow us to identify them.  They may also be asked to provide documentation as proof of identification. Any reference to “100% Approval” and “No one is Turned Down” is contingent upon successfully passing this mandatory identification confirmation.



DIRECT DEPOSIT

1. Direct Deposit is the electronic transfer of a payment from a company or
    organization into an individual's checking or savings account or payroll card.

2. Direct Deposit is a smart way to get paid. It is ideal for more than just payroll,
     including expense reimbursements, tax refunds, pensions, dividends and bonuses.

3. The benefits of Direct Deposit to both consumers and companies are numerous.
     This is why more than 80 percent of large companies (100+ employees) offer Direct
     Deposit, and it has become a staple in today's employee benefit packages.  With
     TBS Payroll Card system small companies can take advantage of all of what
     payroll cards have to offer.

4. Direct Deposit is safe, confidential, convenient and fast. Employees who use
    Direct Deposit can access their pay in their accounts at opening of business on
    payday. For income tax refunds, the government often makes refunds via Direct
    Deposit within days of receiving returns. And there is no waiting for checks to
   clear.

5. Problems with Direct Deposit are very rare. The chance of having a problem with a
     check is 20 times greater than with Direct Deposit. And if a problem ever does
     occur, it is easy to resolve. Consumers usually need only make a call to their
     company or financial institution.

6. 97% percent of those who use Direct Deposit are very satisfied with it.

7. 71% percent of employees who have Direct Deposit available use it.

8. Businesses can save anywhere from $0.50 to $0.60 per payment by using
    Direct Deposit instead of checks.

9. A business of any size can offer Direct Deposit to its employees. Many payroll
    software packages, as well as independent processors, provide a Direct Deposit
    formatting feature.

10. TBS is a great resource for more information on setting up and using
       Direct Deposit.


ATM Debit Cards
Branded Payroll Cards
Custom Payroll Cards
Global World Cards
Prepaid Visa Payroll Cards

Payroll Card Benefits

Employer Saves Cost & Time
Increased Employee Productivity
Increased Employee Satisfaction
Increased Loyalty and Moral

Employees Like Direct Deposit

No More Lost Checks
(Four million payroll checks are lost or stolen every year. Generating replacement check costs for employers an average
of $12 per check or $48 million.)

Eliminates Check Cashing Fees

Educating the consumer:
 

Is everyone approved?

Credit is not an issue so all applicants will receive a payroll card as long as they meet the Federal ID requirements describe here below:

* The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Every recipient of a payroll card will be asked to provide their name, address, date of birth, and other information that will allow us to identify them.  They may also be asked to provide documentation as proof of identification. Any reference to “100% Approval” and “No one is Turned Down” is contingent upon successfully passing this mandatory identification confirmation.


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